Total Credit Reports has launched an online discussion forum dedicated to credit-related topics. Discussion topics include credit reports, the credit bureaus, credit scores, credit repair, loans, credit cards, bankruptcy, divorce, and other topics related to consumer credit.

(PRWEB) May 31, 2005 -- Total Credit Reports has launched an online discussion forum dedicated to credit-related topics. Discussion topics include credit reports, the credit bureaus, credit scores, credit repair, loans, credit cards, bankruptcy, divorce, and other topics related to consumer credit.

"These new forum will serve a place where people can openly discuss their experiences with the American credit system," said Dave Bascom, owner of Total Credit Reports, "It's part of our mission to provide a comprehensive resource where people can learn how the credit reporting system works. This is something that touches everyone's life, but very few people understand what goes into a credit report or a credit score. The forums will allow site visitors to share knowledge and experience so we can all learn more about how it all works."

Since November 2004, millions of consumers have begun requesting their credit reports from the three credit bureaus. After June 1, residents of all but the Eastern states will have access to one free annual credit report per year. Although the new credit reporting law gives consumers more access to their personal credit reports, there is still a lot of confusion about how to read and understand the reports. There are still a lot of aspects of credit reporting that are misunderstood by most consumers. The purpose of Total Credit Reports' new discussion forums is to provide a venue to discuss important credit issues related to credit scores, credit reports, loans, and other credit-related topics. Visitors to the forums are free to ask questions or discuss problems they've had as they request their free credit reports or try to get inaccurate information fixed on their credit report.

Anyone who visits the credit report forums at http://www.totalcreditreports.com/forum/ can post a question, comment, or response to other people's messages. Total Credit Reports staff will moderate the message boards and answer any questions that go unanswered by site visitors.

Total Credit Reports is a website that was created in 2004 to help consumers learn about credit reports, credit scores, and other credit issues. Total Credit Reports also offers a news blog featuring credit-related news and current events.

For more information visit:
http://www.totalcreditreports.com/forum/